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Credit is a mysterious and oftentimes frustrating entity that exists out there and yet affects us.
If you don’t use credit you won’t have a credit score, which means you won’t be able to get credit when you need it. If you use credit but go through a tough patch [...]
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It used to be you had to pay to get your credit report, then federal law required the credit agencies to provide us with one free credit report each year. This was a huge step forwards but the interface was and still is tremendously [...]
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